Your money and your property.
In black and white.

Keep track of your everyday spending and your properties in one simple app – and see exactly when you can afford the next one.

See pricing

Free to start. Property tools from $6.99 a month.

PersonalProperty
Sample data

Next property readiness

$84,300 of $112,000

Ready around March 2027 at your $3,460 / month surplus

Spent · Oct

$4,912

Equity

$618k

Net worth

$742k

02 OctBunnings – Richmond−$486
01 OctWoolworths−$162
30 SepRent – 14 Rose St+$640

Simple, honest and on your side.

No fine print, no surprises. Just a clear view of your money.

One clear price

What you see on this page is what you pay. No hidden tiers, no add-ons, cancel any time.

We never sell your data

We make money from subscriptions. Full stop. Your spending is never sold, shared or used for advertising.

No ads. No loan 'offers'.

No sponsored credit cards, no broker kickbacks, no upsells dressed up as advice.

Your data, your exit

Export everything to CSV or PDF whenever you like. No bank login is ever stored.

Your home life and your property, side by side.

Switch between your everyday money and your properties with one tap.

Personal

Free

  • Budget – limits that match how you're paid: weekly, fortnightly, monthly or annual.
  • Transactions – import a CSV from any Australian bank; common merchants categorised, duplicates skipped.
  • Bills & subscriptions – a 30-day calendar including your loan repayments.
  • Goals – deposit, reno fund or buffer, linked to the account holding the money.
  • Net worth – property, super, shares and cash minus every loan.

Property

Investor & Household

  • Properties & loans – values, split loans, offsets, redraw and fixed-rate expiries.
  • Income, expenses & receipts – snap a receipt and it's read and filed to the right property.
  • Negative gearing & reports – financial-year reports your accountant can work from.
  • Renovations & quotes – compare trade quotes, track budgets, run checklists with photos.
  • Documents & joint ventures – leases, insurance and settlement papers by property.

When can I buy next?

Set a deposit goal and get a ready date worked out from what you actually save each month – not a guess.

File to property in one click

Paid the plumber from your everyday account? File it to the property and it lands in that property's expenses, reports and tax view.

Bills that know your loans

Home and investment loan repayments sit next to power, insurance and streaming, so next month has no surprises.

Free to budget. Fair when you invest.

One clear price per plan, in Australian dollars. 14-day free trial on paid plans. Cancel any time.

Personal

$0forever

Your everyday money, free for good.

  • Budget with weekly, fortnightly or monthly limits
  • Bank CSV import with auto-categorise
  • Bills & subscriptions calendar
  • Goals and net worth
  • Add your own home

Investor

$6.99/ month

For anyone with an investment property, or planning one.

  • Everything in Personal
  • Unlimited properties, loans & offsets
  • Receipts read and filed for you
  • Negative gearing & EOFY reports
  • Renovations, quotes & maintenance
  • File any transaction to a property

Household

$9.99/ month

Investor for two, plus your adviser.

  • Everything in Investor
  • Two people, one shared portfolio
  • View-only access for your accountant or broker
  • Joint-venture deal tracking
  • Priority email support

We transform homes – without the hassle.

The Makeover Hub team works with homeowners and investors to unlock hidden value: pre-sale makeovers, value-add renovations and joint-venture flips, managed end to end.

Sell smarter

Targeted pre-sale makeovers that lift your sale price.

Renovate smarter

Scoped, quoted and project-managed for you.

Partner smarter

Joint-venture renovations with clear terms and shared tracking.

Enquire about a makeover

Common questions

No. Import the CSV file your internet banking already lets you download. We never ask for, or store, your bank login. Automatic Open Banking (CDR) feeds are on the roadmap.

Know exactly when you can buy your next property.

Start with your budget today. Add your properties when you're ready.

the makeover hub

General information only – not financial, tax or legal advice. © 2026 The Makeover Hub.